"Serving Our Clients With Integrity and Innovations"

We at Der Manouel Insurance Group specialize in employee benefits, estate planning, business planning and tax deferred investment. Working with employers and individuals, we have helped hundreds of clients improve their situations through thoughtful and innovative planning. We encourage the "team planning approach" and welcome the opportunity to work with clients' CPA and/or Tax Attorney. Our associates have served clients since 1975.

 

Our Teams are ready to help you

Employee Benefit Planning

  • Group, Life, Medical, Dental, Vision, Disability & Long Term Care Plans
  • Selective Executive Retirement Plans
  • Professional Employer Organizations (PEO)

Business Planning Services

  • Partnership Buy-Out Plans
  • Stockholder Prerogatives
  • Key Person Arrangements
  • Salary Continuation Plans

Retirement Planning Services

  • Individual Retirement Accounts
  • Simplified Employees Pensions
  • Pension & Profit Sharing Plan Design
  • Tax Deferred Fixed & Variable Annuities

Estate Planning

  • Estate Conservation Analysis
  • Family/Charitable Gift Planning
  • Estate Liquidity Planning

 

•  Leadership  •


 




Victor L. Gunderson, CLU, ChFC, RHU, REBC
VP /Benefits Consultant
CA LIC. # 0640827

vgunde@dmig.com
 (559) 447-4600  • Fax  (559) 490-4584

Vic has been Vice President & Manager of the Benefits & Financial Services Division of Der Manouel Insurance Group since March of 2002. In addition to managing his own book of business, Vic serves as mentor and manager to Consultants and Service Staff for the agency.

Vic has been in the insurance industry since 1975. During that time, he has become an industry leader in Self Insured Plans and ERISA & HIPAA compliance. He has also developed several agent training programs. His primary goal in training is to give agents the ability to clearly understand how to match complex products to specific client needs. His ability to keep the process simple for the client allows him to help employers find the right product mix tailored to the needs of their staff.

Vic received his Chartered Life Underwriters designation in 1984, followed by his Chartered Financial Consultant, Registered Health Underwriter and Registered Employee Benefit Consultant designations, all from the American College of Financial Services in Bryn Mawr, PA. He is the recipient of various state and national awards including the President’s Cup for Top Agency.

Vic is a member of the National Association of Health Underwriters and the Society of Financial Services Professionals.

Vic resides in Fresno with his wife of 40 years, Betty. They have 2 daughters and 5 grandchildren. Vic enjoys golf and golf charities, reading, and spending time with his grandchildren.
 

 

 


• 
Sales Team  •
 

 



Lance Watts
Partner/Benefits Consultant
 CA LIC. # 0640827

lwatts@dmig.com

Lance began his career with Der Manouel Insurance Group in 1995, and became a partner in January of 2008. He is responsible for the development and management of a large book of business, and also acts as mentor to the Financial Services Producers at the agency.

Lance specializes in Employee Benefit Consulting and Sales for industries including Emergency and Non-Emergency Medical Transportation, Churches, Christian Schools, and Non-Profit Agencies. He enjoys working with employers to create a benefits package that is customized for their specific needs. His goal is to design a benefit program that employees value as an important part of the total compensation package. Lance works closely with Human Resource Managers and provides invaluable support in compliance with legislative mandates, maintaining a competitive edge in benefit offerings, employee communication and more.

Lance is mindful of the enormous financial burden that employers face in providing employee benefits, and works diligently to find the perfect balance between attractive coverage and fiscal responsibility.

For the last ten years, Lance has been an Associate Member of the California Alliance of Child and Family Services. He is also a 17 year member of the Association of Christian Schools International and a 10 year member of the California Ambulance Association.
 

 
 




Lee Armstrong
Senior Benefits Consultant
CA LIC. # 0640827

larmstrong@dmig.com

Lee joined Der Manouel Insurance Group in 2009, bringing a wealth of knowledge and experience to the agency with him. He began his career in 1976 with Equitable of New York. He served as Vice President of Hilb Rogal & Hobbs Insurance Services of Central California, and joined Der Manouel Insurance Group after serving 25 years with HRH of Central California Insurance Services, where he was Manager of Employee Benefits and Financial Services.

Lee enjoys assisting his clients in understanding the many complex issues involved in Employee Benefits, Financial Services and Senior Estate Planning. His client base spans the state, which gives him a unique perspective of the insurance marketplace. His thoughtful and personal approach gains him the trust and loyalty of each of his clients.

Lee has been an active member of the Fresno community for over 30 years, and has made many lasting contributions to our city. He was a founding member of the Fresno Business Council, served as President of the Fresno Chamber of Commerce, and is an approved member of the National Ethics Bureau. Additionally, Lee has served as President of the California Association of Health Underwriters, Central California Chapter, and as a board member for the State Association.

Lee and his wife Marsha have been married for 41 years. They have three children and ten grandchildren. The Armstrongs have attended Peoples Church for 25 years and, during that time, Lee has served on the Church Council and Finance Committee.
 

 
 




Brit
t Gosswiller
Benefits Consultant
CA LIC. # 0640827

bgosswiller@dmig.com

Britt has been with Der Manouel Insurance Group since 2005. She is responsible for the development and management of a large book of business.

Britt specializes in Employee Benefit consulting and sales for a broad range of industries. She enjoys working with employers to create a benefits package that is customized for their specific needs. Her goal is to design a benefit program that employees value as an important part of the total compensation package. Britt works closely with Human Resource Managers and provides invaluable support in compliance with legislative mandates, maintaining a competitive edge in benefit offerings, employee communication and more.

Britt is mindful of the enormous financial burden that employers face in providing employee benefits, and works diligently to find the perfect balance between attractive coverage and fiscal responsibility.

Britt is a California State University, Fresno alumnus, and holds a degree in Business Administration-Marketing. She has also obtained her Series 7, 66 and California Insurance License. She is a member of the California Association of Health Underwriters.
 

 
 




Todd Ferrari

Benefits Consultant
CA LIC. # 0640827

tferrari@dmig.com

 

 
 




Roger Allen

Benefits Consultant
CA LIC. # 0640827

rallen@dmig.com

Roger began his career in 1993 with HMO Foundation Health Plan, where he worked as an Account Coordinator. In 2000 he joined third party administrator, Benelect as Marketing Manager. Roger has been with Der Manouel Insurance Group since 2004.

Roger specializes in Employee Benefit Consulting and Sales for industries including Construction, Churches, Christian Schools, and Non-Profit Agencies. He enjoys working with employers to create a benefits package that is customized for their specific needs. His goal is to design a benefit program that employees value as an important part of the total compensation package. Roger works closely with Human Resource Managers and provides invaluable support in compliance with legislative mandates, maintaining a competitive edge in benefit offerings, employee communication and more.

Roger is mindful of the enormous financial burden that employers face in providing employee benefits,
and works diligently to find the perfect balance between attractive coverage and fiscal responsibility.
 

 
 




Vincent Oberti
Associate Benefits Consultant
CA LIC. # 0640827

voberti@dmig.com

 
 




Kristin Hannigan
Account Executive, CA LIC. # 0640827

khannigan@dmig.com

Kristin joined the Financial Services Division of Der Manouel Insurance Group in November of 2003. As an Account Executive, Kristen provides a level of service that is unrivaled in the industry.

Kristin works directly with her clients in taking care of day to day business such as adding new employees, organizing open enrollment meetings, and HRconnection implementation & training. She also assists Producers with overall client plan development and maintenance operations including mid-year analysis and strategic planning, renewal evaluations and proposal preparation.

Kristin is a graduate of California State University, Fresno. She began her professional life in Education, but soon made the decision to move into the Health Insurance industry. Kristin and her husband John have two young daughters, Riley and Rowan.
 

 
     



• 
Service Team  •

 

 

 

 

Darcie Floyd
Department Manager

dfloyd@dmig.com

 
 




Iris Adame
Customer Service Agent

iadame@dmig.com

 
 




Elaine Hamilton

Customer Service Agent

ehamilton@dmig.com

 

 

 
 




Diane Pineo
Customer Service Agent

dpineo@dmig.com

 
 




Rhonda Price
Customer Service Agent


rprice@dmig.com

 
 




Sheila KenneyLieder
Assistant

skenneylieder@dmig.com

 
 




Amy Radics
Private Client Services Coordinator

aradics@dmig.com